Head of Treasury

RiverBank is one of Luxembourgs fastest growing financial services companies. Our purpose is to help established SMEs, one of the last major underserved opportunities in fintech. Established SMEs are the backbone of local communities - yet have been largely neglected both by traditional high street banks and modern fintech providers.

Department Description

The Treasury function will primarily be responsible for arranging and executing transactions to optimise bank capital efficiency with a focus on securitisation and funding diversification. The team is also involved in the issuance of hybrid capital instruments and providing support for portfolio acquisition / forward-flow transactions as needed.

Purpose of Role

You will ensure that RiverBank optimises its capital efficiency. This will include raising funding for RiverBank and designing and implementing capital efficient solutions, with a particular focus on securitisation, but also working with equity and bank capital investors.

You will execute RiverBanks approach to diversify sources of capital and funding, and to deliver ROE accretive trades so as to power the multibillion-Euros growth in RiverBanks lending business

Primary Responsibilities

• Manage capital raising and optimisation activities for RiverBank with particular focus on structured credit and securitisation transactions
• Execute the strategic approach to use securitisation to access different pools of investor capital in order to execute ROE accretive trades, and provides options for diversified sources of funding
• Structure and execute structured transactions, leading the end-to-end process from origination through to execution and placement
• Assist with the reporting and management of existing and new transactions
• Develop RiverBanks approach to diversifying funding sources through capital markets
• Manage the processes, data and technology infrastructure in place to support the Capital Markets function working with the Finance and Data teams
• Manage the relationships with RiverBanks investment banks, rating agencies, lawyers and auditors
• Collaborate internally with Product, Finance, Risk and Commercial teams to provide capital markets perspective into the FP&A and business strategy processes
• Prepare board and executive level presentations to guide business strategy decision making and reporting

Qualifications and Experience

• Good knowledge of capital requirements regulation applicable to Luxembourg banks
• Significant securitisation and/or structured credit transaction execution experience is essential
• Strong understanding of financial structuring, modelling and data
• Practical commercial approach to managing investor / third-party relationships
• Proven problem-solving, conceptual thinking, and analytical abilities
• Strong process improvement and project management abilities

Job Type: Full-time